Nebraska Payday Loan Laws and Regulations
  1. Max. Loan Amount: $500
  2. Loan Term: 34 Days Maximum
  3. Finance Charge of $100 Loan (2 Weeks): $17.65
  4. APR for $100 Loan (2 Weeks): 459%
  5. Maximum Outstanding Loans at a Time: Two
  6. Collection Fees: $15 NSF
Nebraska Consumer Protection

Financial Institutions
1230 O Street, Suite 400 P.O. Box 95006
Lincoln, NE 68509
Phone: (402) 471-2171

Interesting Facts about Nebraska
  1. Set on the Missouri River, the largest city in Nebraska is Omaha, but the capital is Lincoln.
  2. It was the California Gold Rush that first brought large numbers of non-indigenous settlers to Nebraska.
  3. Nebraska is characterized as a treeless prairie, which is ideal for grazing cattle and therefore contributes to the state being a major producer of beef, pork, corn and soybeans.
  4. Nebraska became a state in 1867.
  5. The state was originally populated by Native American tribes. Namely the Omaha, Ponca, Pawnee, Otoe, Missouria and various Lakota (Sioux) branches.
  6. Becoming the 37th state, Nebraska initially had its capital in Omaha but moved it to Lancaster, which in turn was renamed Lincoln after the assassination of Abraham Lincoln.
  7. Nebraska is bordered by South Dakota in the north, Iowa eastwards and Missouri to the southeast. With Kansas in the south and Colorado to the southwest.
  8. Nebraska has two main time zones. Half the state is in the Central Time Zone and the western half is Mountain Time.
  9. Consisting of two land regions, the state has the Great Palins and the Dissected Till Plains.
  10. A red brick star marks the spot where the 13th and O Streets meet in Lincoln, where the west is commonly said by many to begin; although, other locations are Chimney Rock and the 100th meridian.
  11. The state is triply landlocked as it doesn’t border an ocean, and neither do the states that it borders.
  12. The eastern half of the state has a humid continental climate, while the western half has a semi-arid climate. As a whole, the state experiences wide seasonal variations in climatic conditions.
  13. Ethnicity comprises of White (non-Hispanic), Black or African American, American Indian and Alaska Native, Asian, Native Hawaiian or Pacific Islanders and approximately 9.2% of Hispanic or Latino origin. However, German Americans are the largest group.
  14. Omaha remains the largest metropolitan city followed by Lincoln in the primary class of cities.
  15. Apart from the agricultural producers contributing to the economy, there are freight transport manufacture, telecommunications, and information technology and insurance sectors.
  16. Edwin Perkins, who resided in the city of Hastings, was the creator of Kool-Aid in 1927. Leading to Kool-Aid being the official drink of Nebraska and the celebration of Kool-Aid Days every August.
  17. Bailey Yard, in North Platte is the largest classification railroad yard in the world. And the Union Pacific Railroad is headquartered in Omaha.
  18. Top attractions for tourists include of Henry Doorly Zoo, the Strategic Air and Space Museum and the Durham Western Heritage Museum, Lake McConaughy, the Chimney Rock National Historic Site, Ponca State Park, Harold Warp Pioneer Village, Papio Fun Park, Niobrara National Scenic River and the Lauritzen Gardens.
  19. The name Nebraska comes from the archaic words Otoe and Omaha, meaning ‘flat water’ after the Platte River.
  20. Although French-Canadian explorers trans-versed Nebraska in the 17th century to find trade in Santa Fe, it was the Lewis and Clark Expedition of 1804-1806 that ‘found’ Nebraska.
  21. Fort Atkinson was the first U.S army post west of the Missouri River established in 1819.
  22. Nebraska and Kansas are divided by the Parallel 40° North.
  23. The vast prairies and the invention of several farming technologies including of windmills, barbed wire and steel plows and good weather, contributed to the first settlers benefiting and flourishing in this prime land.
  24. Common in the spring and summer months are violent thunderstorms and tornadoes, hence the name Tornado Alley.
  25. One of Nebraska’s oldest and largest beef cattle operations is the Spade Ranch situated in Sand Hills.
  26. Initially nicknamed the “Tree Planter’s State’ the name was changed in 1945 to ‘Cornhusker State’.
  27. The emergency communication system of 911 was developed and first used in Lincoln, Nebraska.
  28. The largest porch swing, which sits 25 people, can be found in Hebron.
  29. North Platte on 4th July, 1882 was the site of Buffalo Bill Cody’s first rodeo.
  30. Gerald Rudolph Ford, the 38th U.S President was born in Omaha on July 14, 1913.
  31. Panorama Point is the highest point in Nebraska at 5426 feet.
  32. Once called ‘The Great American Desert.
  33. The largest ‘Wooley Mammoth’ elephant fossil in the world was found in Lincoln County.
  34. Lincoln is best known for the Nebraska Cornhuskers, the university football team.
  35. The major airport is Lincoln Airport (KLNK/LNK).

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