Payday Loan – what is it?
It is your opportunity to quickly and seamlessly deal with unforeseen financial problems. Our network lenders provide you with cash up to $1000, so you can always make ends meet.
You can read more about PayDay Loans from Wikipedia
What are the conditions of processing the loan?
It’s not a big deal to take a loan in our network. You just need to meet the following requirements:
• 18+ years old.
• No job change for the past month.
• Wage of at least $800.
• Valid e-mail, home address and phone number.
Some information you can check from Oficial CFPB site
What is the largest amount of money that I can get
You cannot get more than $1,000. The loan amount is different in each individual case: it depends on the info provided.
How can I receive money?
All that you need to get money is to have an account in bank. The money is deposited there.
What I have to do if my credit is bad? Will I be able to qualify for a loan?
Yes, you can get a loan even if you have credit problems, such as judgments or bankruptcy. We believe that setbacks are temporary, so we’ll provide you with a payday loan.
How much time it takes to apply a loan?
In most cases our clients apply for a loan in 5 minutes, or even faster. It is really an instantaneous procedure to apply for a loan through Payday-Loans-Cash-Advance.net. You’ll get access to relevant lenders that meet your needs in the most accurate form. Typically, a client can obtain a loan no later than in 24 hours.
Is it necessary to have a Fax Machine? Are there any other ways?
Yes, it would be nice to get a fax machine, as the lender may need some additional financial info. However, this condition is not necessary: you can use postal store or local library.
What factors regulate the Cost?
The repaying cost is predetermined by lender on a number of conditions, such as terms and rates. Being approved for a loan, before e-signing anything you familiarize with detailed conditions that fully disclose the exact cost.
How often can I take loans? Can I take two loans at the same time?
You can take two loans simultaneously from one lender. But be sure to apply for another payday loan only after disclosing to the lender the paying off of a previous one.
What is Pay Back procedure?
Most often, the money is automatically deducted from your bank account. This is convenient for both you and the lender. If you are experiencing problems with the transfer of money, immediately contact the lender to resolve the situation.
What will happen in the event of late repayment?
We cannot give you a concrete answer to this question, because each individual lender regulates the conditions in his own way. We recommend you to carefully examine the terms of the deal before signing.
Is my personal info confidential?
Your personal data is strictly confidential and completely safe. All information is stored in encrypted form, with the use of the most progressive and reliable software.
What is the shortest time of applying for another loan?
You can apply for a loan not earlier than 72 hours after the previous attempt. When re-enrolling, be sure to notify the lender that you are already on a loan.
Can the repayment period be extended?
Each state regulates this issue in its own way. If you live in a state, where legislation allows extension of credit return, contact your lender with the correspondent request.